WWW.VALLEJO.CO.UK

There’s nothing more frustrating than going to a car park and finding your new Honda Accord (8th Generation CU2 model with the R20A3 i-VTEC engine) damaged along one side. Fair enough, some people are bad at driving but why damage someone else’s car then run away when you could have just left a note and let the insurance company deal with the mess? As I do not know who damaged the car, I have to claim off my fully comp policy. £300 excess, followed by my premium jumping from £540 to just under £1000 for the next few years. In total the damage will probably end up leaving me £1800 out of pocket. It will be far cheaper taking the car to a garage and paying to have the damage fixed myself. I’d love to knock the idea of fully comprehensive car insurance, but the day I cause £18,000 worth of damage to the car, I’m sure it will be worth every penny.